Inpatient or day patient treatment with one of our Ramsay Mental Health clinics can be covered by your private health insurance or by direct payment.
Before you arrive at one of our clinics, our admission team will check your health fund eligibility to see whether you are covered for your entire treatment with us. You may need to make a ‘co-payment’ for any services that are not covered by your insurance.
You are able to upgrade your policy to top cover and apply the mental health waiver which waives the 8 week waiting period, allowing you to be fully covered for your stay within 24 hours. You are only able to do this once in your lifetime so if you reduce or cancel your health insurance afterwards, you may not be able to access quick access to psychiatric services in future.
If you do not have private health insurance, you can still receive treatment with us as a self-funded patient. You will be required to pay in full prior to your treatment.
The cost of treatment with Ramsay Psychology will depend on your needs and the psychologist that you see.
If you have received a referral to Ramsay Psychology from your GP as part of a Mental Health Care Plan, you will receive a Medicare rebate which will reduce the cost of your treatment.
If you have private health insurance, you may be eligible for rebates or full support for mental health services. You will need to speak with your health fund to determine your eligibility.
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